Terms & Conditions of Use 
Welcome to our website. If you continue to browse and use this website you are agreeing 
to comply with and be bound by the following terms and conditions of use, which 
together with our privacy policy govern The Charities Pensions Club relationship with you 
in relation to this website. 
The term “Charities Pensions Club” or "us" or "we" refers to the owner of the website 
whose registered office is Pensions Clubs Limited (Hb Counters - Essex Ltd Fleet House) 
Unit 3, 1 Armstrong Road, Manor Trading Estate, Benfleet, Essex, United Kingdom, SS7 
4FH. The term "you" refers to the user or viewer of our website. 
The use of this website is subject to the following terms of use: 
⁃ Except where expressly indicated nothing on this website constitutes an offer to enter 
into legal relations, including but not limited to contractual obligations. 
⁃ The content of the pages of this website is for your general information and use only. It 
is subject to change without notice. 
⁃ Neither we nor any third parties provide any warranty or guarantee as to the accuracy, 
timeliness, performance, completeness or suitability of the information and 
materials found or offered on this website for any particular purpose. You 
acknowledge that such information and materials may contain inaccuracies or 
errors and we expressly exclude liability for any such inaccuracies or errors to the 
fullest extent permitted by law. 
⁃ Your use of any information or materials on this website is entirely at your own risk, for 
which we shall not be liable. It shall be your own responsibility to ensure that any 
products, services or information available through this website meet your specific 
⁃ This website contains material which is owned by or licensed to us. This material 
includes, but is not limited to, the design, layout, look, appearance and graphics. 
Reproduction is prohibited other than in accordance with the copyright notice, 
which forms part of these terms and conditions. 
⁃ All trademarks reproduced in this website which are not the property of, or licensed to, 
the operator are acknowledged on the website. 
Unauthorised use of this website may give rise to a claim for damages and/or be a 
criminal offence. 
References to any product or service which has been or may be provided by The 
Charities Pensions Club. or any third party company shall not constitute promises as to 
the availability of such products or services at any time. 
The Charities Pensions Club reserves the right to make any improvements in and/or 
changes to products and services described on this website at any time without notice. 
From time to time this website may also include links to other websites. These links are 
provided for your convenience to provide further information. They do not signify that we 
endorse the website(s). We have no responsibility for the content of the linked website(s). 
You may not create a link to this website from another website or document without The 
Charities Pensions Club’s prior written consent. 
This site is operated and controlled in the United Kingdom and is governed by English 
law. Those who choose to access this site from other locations do so on their own 
initiative and are responsible for compliance with local laws, if and to the extent local 
laws are applicable. 
The information contained in this website is for general information purposes only. The 
information is provided by The Charities Pensions Club and whilst we endeavour to keep 
the information up-to-date and correct, we make no representations or warranties of any 
kind, express or implied, about the completeness, accuracy, reliability, suitability or 
availability with respect to the website or the information, products, services, or related 
graphics contained on the website for any purpose. Any reliance you place on such 
information is therefore strictly at your own risk. 
In no event will we be liable for any loss or damage including without limitation, indirect 
or consequential loss or damage, or any loss or damage whatsoever arising from loss of 
data or profits arising out of, or in connection with, the use of this website. 
Through this website you are able to link to other websites which are not under the 
control of The Charities Pensions Club. We have no control over the nature, content and 
availability of those sites. The inclusion of any links does not necessarily imply a 
recommendation or endorse the views expressed within them. 
Every effort is made to keep the website up and running smoothly. However, the 
Charities Pensions Club takes no responsibility for, and will not be liable for, the website 
being temporarily unavailable due to technical issues beyond our control. 
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